No Annual Fee for Life
You won't incur any bill if you don't transact.
PayLater Card is a credit card from BRI and Traveloka, enabling you to transact in any physical and online shops worldwide, supported by the VISA network.
You won't incur any bill if you don't transact.
See your real-time limit and expenses right from Traveloka app.
Get a chance to get your card approved in less than a week.
1000 bonus Points for your first transaction, 500 Points for every Rp100.000.
|Eligibility||Traveloka users||Frequent Traveloka buyers or users with certain criteria|
|Application||Open to all via Traveloka App||Special invitation only via email / Traveloka app|
|Limit||1 - 50 millions||3 - 49.9 millions|
|Interest Rate||2.25 - 4.8% per month||2.00% per month of the carried over bill*|
|Installment Plan||1 - 12 months||1 - 24 months|
|Payment||Pay per installment||Pay per billing cycle|
|Late Fees||5.00% per month of the outstanding payment, max. 3 months||1.00% of the billed amount, max. Rp100.000*|
|Usage||On Traveloka only||Any physical and online shops worldwide, not just Traveloka|
PayLater Card application is available to all eligible users, requiring only a few of your personal, occupation, and KTP details. To apply for a PayLater Card, you will be switched to a different type of PayLater account, where your limit can be used for transactions outside and inside Traveloka.
Open Our App for Eligibility
Here are the steps to apply for a PayLater Card:
This will open the application form. If eligible, you will find the PayLater Card option in the form.
Only a few of your personal, occupation, and family details are required. Get ready to take a selfie and your KTP photo, too.
Soon, your card can be approved within just a week. Any status update will always be notified to you.
Delivery might take up to 2 weeks, depending on your location. Card needs to be accepted personally, as we will need your signature.
Before you can use your PayLater Card, you have to activate the card first by following these steps:
Tap the PayLater icon from Traveloka homepage, then you will see the Activation page.
Enter the card details carefully. You will not be able to activate if you give incorrect details. The apps will give you an SMS format that you can easily send to 3300 to activate your card.
Save your card to My Card. This feature makes you easier to do transactions on the Traveloka App.
With PayLater Card, you can enjoy the convenience of transacting at millions of merchants with the Visa logo worldwide by following these steps:
Tips: For more seamless transactions, save your PayLater Card to My Card.
Once saved on My Card, you can simply choose PayLater Card on the Traveloka payment page.
Physical stores: Simply swipe your card and provide your PIN/sign.
Online stores: Enter your card number, CVV, and expiry date.
Check for our SMS notification and in-app transaction list to track your usage.
Tips: Take control of your expenses by checking your remaining limit before transacting.
All purchases using the PayLater Card are summarized on a monthly bill with the due date. Follow these steps to make payment:
Tap the PayLater icon from Traveloka homepage.
Check your total bill and enter the amount you want to pay.
Tips: Though you can pay partially (min. 10% of the total amount), we recommend you to pay the full amount to avoid interest and extra expenses next month.
You will be redirected to Traveloka’s “Bills and Top-up” service to finish your payment.
PayLater Card is a credit card issued by Bank BRI in collaboration with Traveloka and Visa. Here’s what you can do with PayLater Card:
At this moment, PayLater Card application is available only to eligible users.
If eligible, you will see the option to apply either in the application form (for non-PayLater users) or on your PayLater account page (for existing PayLater users).
PayLater Card can be used in any merchant with Visa Logo, both online and offline.
Retail credit card rate is 2.25% per month. Every time you carry a balance from one billing cycle to the next you’ll be charged interest on the amount that wasn’t paid off yet. When you’re charged an interest fee, it’s added to your balance based on bookkeeping date at the interest rate as stated on the billing statement using the following formula:
(Billing Print Date - Bookkeeping Date + 1 day) X Interest X Number of Transactions X 12/365 days.
Yes, there are two programs that will let you to do installments;
For more information details, you can visit kartukredit[dot]bri[dot]id or contact the BRI Call Center.
Until today, PayLater Card is only offered to selected Traveloka PayLater users by receiving an invitation. To apply, find the invitation in the email or on your PayLater account and follow the steps below:
As long as your limit is locked, you cannot use PayLater to make any transactions.
Before submitting a PayLater Card request, please make sure you have paid all your PayLater payments.
Activate your PayLater Card once you have received it. Here’s how:
Once you activate PayLater Card, you can request the initial PayLater Card PIN via the PIN request button on the Manage Your Card section on your PayLater Card Account page.
You can also change your PayLater Card PIN through the nearest BRI ATM Machine.
Yes, your PayLater Card can be used at any merchant with a Visa logo.
We advise you to inform BRI if you make a purchase using PayLater Card in other countries.
Yes, tap the Block Card in the Manage Your Card if you want to block your PayLater Card.
Please contact BRI Contact to request a new PayLater Card once you block your last PayLater Card on Traveloka App.
Any PayLater Card bills payment takes up to two working days. Therefore, if you want to pay your PayLater Card bills two days before the due date, you pay using an ATM or Online transfer. For more information, visit here
Traveloka PayLater Card is a co branding credit card issued by PT. Bank Rakyat Indonesia (Persero) Tbk in collaboration with PT. Trinusa Travelindo and PT Caturnusa Sejahtera Finance, this card has been licensed by Visa. The card can only be used by the cardholder itself.
The card is non-transferable and must be signed by the person whose name is printed on the card (referred to as the cardholder). All consequences arising from negligence or misuse of the card with or without permission is all under the responsibility of the cardholder.
BRI Card Center will issue and send the billing details to the registered email address.
The primary cardholder is responsible to make payments before the due date, in the following conditions:
If you want to close the card, all bills must be paid in full. Bill payment is effective after it is recorded in the BRI Card Center's bookkeepings.
If the cardholder is declared negligent in the use of the card, BRI Card Center has the right to block the card and withdraw all the savings inside the account.
BRI has the right at any time to give power of attorney to third parties to carry out the credit card billing process with applicable laws and regulations.
BRI has the right to charge the card holder with all the billing fees including attorney fees, court fees, and agent fees (if BRI appoints a third party to settle bills from the cardholder).
The cardholder has the right to close his BRI Credit Card at any time by submitting a request to BRI through Contact BRI 14017/1500017
The cardholder must pay all the card payment before closing the card.
If the request for closing the card is approved, the cardholder is required to cut the card into pieces.
Bank can cancel or not renew the card, in the following conditions:
By signing the request for the card issue or anything related. The cardholder hereby declares, reads, understands and agrees to follow the terms and conditions of being a BRI credit cardholder including any changes by the Bank in the future. The Bank is not responsible for any problems regarding the goods are paid using BRI Credit Cards, and the cardholder is still responsible to pay the bills for the transaction.
You will receive traveloka points from the 15th - 18th of each month. If you make a transaction with a min multiple of Rp. 100,000 this month, then points will be received in the next month period
Need more information on PayLater Card? Contact BRI on 14017 or 1500017. Otherwise, open our Help Center below.Visit Help Center