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Traveloka MY

22 Apr 2024 - 7 min read

A Guide to Retirement Travel Planning

After years of hard work, retirement is the natural phase of life many people finally encounter. Some of them may be overwhelmed by this sudden expense of time, yet you still can make those days a blissful period of life, for example by learning some new skills or exploring places you’ve never visited before. It’s very important to keep the flame inside you burning because becoming less active and social during retirement brings negative impacts for both your physical and mental health.

Research from the National Institutes of Health in 2022 describes that the frequent social, mental, and physical activities are associated with cognitive benefits and delayed onset of dementia in older adulthood. It means keeping your body moving and mind occupied are the best ways to protect your health, boost your mood, and maintain your quality of life.

One activity you can realize in your retirement is fulfilling your travel dreams. Exploring foreign places/destinations offers many benefits, such as reducing stress and anxiety, improving cognitive function, enhancing overall well-being, and broadening your horizons. In other words, traveling is one of the right methods to make full use of your retirement’s freedom and time. Despite all those flexibilities, you still need travel plans in order to ensure smooth and enjoyable trips, so to help you get to do this, we’ve covered several travel guides special for retirees below:

Setting Travel Goals

The first important point you have to do before traveling in your retirement is setting travel goals, since it helps you identify destinations and activities you seek for. Besides, it assists you in pointing out your priorities, including health, interest, and budget, so please read on some ideas below to discover yours.

Cultural Immersion

Cultural immersion isn’t just an appreciation, but it needs you to be actively surrounded by the culture and engaged with the locals. Especially for retirees, it gives lots of benefits: increasing social skills, cultural sensitivity and understanding, as well as encouraging empathy and mutual respect. Cultural immersion experience can be realized in many ways, such as participating in cultural events, trying on local cuisines, and exploring historical sites. Several top destinations you can consider visiting for the cultural experience are Japan, India, Thailand, Australia, and Bali due to their heterogeneous history, diverse landscapes, and lively food culture.

Educational Travel

Educational travel has become popular among retirees, since it offers in-depth learning experience combined with excursions. It’s good for expanding minds and fostering a sense of intellectual rejuvenation for older people. Educational travel can be carried out by participating in organized tours, workshops, or language programs. They allow you to delve deeper into your specific areas of interest, engage with the experts, and interact with others sharing learning passions. At the end, you’ll understand that learning is beyond textbooks, lectures, and the confines of traditional classrooms.

Family Travel

During years of work, you might have lost precious time with your family, but now that you’re a retiree with a wealth of time and leisure, it’d be a great idea to create multigenerational memories and bondings by taking them to travel together. You can also share stories about your love of exploration to your grandkids. Some popular family-oriented destinations are Disneyland, Universal Studios, LEGOLAND, Drayton Manor Resort, and many more.

Wellness Retreats

Seniors are undoubtedly one of the most fragile ones in our society, so health has become an essential thing to give thought to. Older people need to take care of themselves by consuming healthy food, taking part in fitness activities and mental health services. Health wellness and spa retreats are programs for elderly to get engaged in physical and mental well-being. Several destinations offering this retreat are Bali, Vietnam, and Thailand. In addition to health improvement, you can also experience increased socialization, better confidence and self-esteem, and finer life’s quality.

Cruise Adventures

Cruise trip is one of the popular options as people reach the milestone of retirement. They want to properly celebrate this new phase of life by taking a long trip abroad, without the hassle of constant packing and unpacking. While crossing waters with luxurious and fully-furnished ships, you’ll also get an experience of viewing scenic and historical landscapes; and dining an array of on-board dishes. Danube River Cruise, Melaka River Cruise, Meridian Dinner Cruise, Chao Phraya Princess Dinner Cruise are several options of cruise adventure to fritter your work-free years away.

Adventure Travel

Don’t let old age turn off your adrenaline; whether or not you’re a thrill-seeker, you need to attempt adventurous travel, at least once in a lifetime, you’ve never undergone during years of work. To embrace your sense of adventure in your advanced years, you can do mountain/forest trekking, water sports, like diving, snorkeling, kayaking, paddleboarding, etc; or ballooning. However, make sure you are in good physical and mental conditions before planning this type of travel.

Budgeting for Retirement Travel

The second thing to prepare before going on trips during retirement is budgeting. It’s important to measure the expenditures and avoid the unnecessary expenses. Here are some tips for you to create budgeting for retirement travel:

Assess Your Finances

Assessing finances includes evaluating your retirement incomes and savings. You also have to understand your monthly cash flow and count how much you can comfortably allocate for the traveling budgets. You can start by listing your current expenses, like housing, food, healthcare, entertainment, and some occasional ones, including gifts, periodic property repairs, maintenance, and upgrades. This step is principal to adjust your expenses for retirement travels; once you get them well-planned, you can also regulate savings and investments approaches correspondingly.

Arrange Travel Budget

During the retirement travels, there are at least 4 major points you have to create clear budgets for, they are:

Accommodations–for long trips and deeper explorations, you need to stay in hotels in order to always catch up with activities you’ve planned. Prepare budgets for accommodations catering your needs, such as those offering senior-friendly amenities (wheelchair accessibility, elevator, safety bars, non-stick mat in the bathroom, etc), easy access to the main attraction, peaceful and quiet surroundings, and dietary requirements and facilities (healthy food menus, diabetic-friendly dishes, spa and fitness center, and laundry service). You can consider long-term stays to get discounts on accommodations. Check this to monitor many hotel deals on Traveloka.
Transportations–If you plan to go abroad, you need to make budgets for flights and ground transports. Choose direct flights to minimize stress of layovers and transfers, and take trains/buses providing spacious seating and amenities, like accessible restrooms. Always opt for any transport methods suiting your necessities and prioritizing passenger’s comfort and safety. On Traveloka, you’ll obtain comprehensive info on flights and other transports to get around your destination, such as airport transfer and car rental, along with available discounts for your more savings.
Activities–traveling can be affordable if you know how and what to classify activities. Not all attractions need payments; you can take advantage of free attractions, such as museums, parks and trails, historical landmarks, and more.
Unforeseen costs–keep in mind that not everything goes as expected, so you have to allocate budgets for some unforeseen costs, including healthcare expenses, currency fluctuations, residency and visa fees, tax complexities, flight cancellations, and unanticipated accommodation expenses. Right travel insurances, explained on another point below, play a crucial role here.

Now that we’ve discussed tips to arrange travel budget on the travel needs, below are some strategies to minimize expenses:

Travel during off-peak seasons–travel in low seasons may result in less crowds and lower expenditure because of cheaper fares and wallet-friendly hotel rates. Keep an eye for off-season schedules in your planned destinations.
Monitor package deals–there’s no doubt that deals contribute to more savings during the trips. You can go through many ways to find out the deals, one of them is looking at Traveloka; it offers various deals on flights, ground transports, accommodations, and attractions in some popular destinations.
Use senior discounts–senior discounts included in special tickets are given to certain types of passengers. It covers benefits and facilities, such as cheaper tickets, additional baggage allowance, or ticket flexibility, other passengers won’t get. Go discover and grab yours now on Traveloka.

Take Advantage of Flexibility

Being flexible on your budget adjustment is not less important than the aforementioned tips. It requires you to be willing to align your travel plans based on your financial situation and unforeseen expenses; you also need to regularly recheck your budgets during the trips and be familiar with improvements. This is a method you should do in order to achieve your travel goals while maintaining your financial stability simultaneously.

Choosing the Right Travel Insurance

The third principal point for your travels during retirement is choosing the right travel insurance. Traveling is one of the most favorite activities to do by many people around the globe, so the travel disruptions have increased over time. To protect you from financial losses and other travel risks, travel insurance is your best investment. Therefore, make sure you choose the right ones; several things you can consider within this process of finding are: (1) travel destinations–where you’re going, (2) travel durations–how long you’re going for, (3) activities you want to try on during the trips, (4) age and health–check whether you have pre-existing conditions, and (5) the insurance’s coverage of your baggages and valuables.

Prioritizing Health and Safety While Traveling

In retirement, health and safety while traveling are more critical and become things that need more attention. This is why choosing travel insurance covering medical emergencies, trip cancellations, and delays is essential. However, since we’ve discussed travel insurance already, here are several other tips for you during the trips in terms of prioritizing health and safety:

Pack light–carrying heavy luggage will be burdensome for you as you grow older, so pack only essentials, like versatile clothes to adapt to various weathers and personal meds. It also avoids excess baggage fees.
Plan your itinerary carefully–don’t overschedule your trips, allow yourself to rest and relax, savor various meals, immerse yourself in the culture, and don’t rush from one attraction to others.
Make sure your home is secure–knowing your property is secure while you’re away gives you a piece of mind, so be sure you’ve locked your home before leaving; installing CCTVs connected to your phone is also a plus.
Embrace technology–technology is very beneficial for travelers of all ages to find out attractions, accommodations, transportations, and more. Thus, ensure Traveloka app is already installed and ready to use on your phone.
Share your travel info–before you go, share your travel info, including itinerary, accommodation’s address and phone number, as well as flight numbers to someone you trust, so they can keep tracking you.

You’ve come at the end of the guides, so why wait any longer? Brand new and exciting adventures have been waiting for you on the other side of the horizons! Secure your flight and accommodation tickets now via Traveloka!

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