Open the Traveloka app and select the product you want to buy.
On the payment page, select PayLater.
Select your installment plan (installments must be at least Rp100.000 per month).
Tap Buy with PayLater, enter the OTP sent via SMS to your phone number, and your transaction is done!
You can simply scan the QR code shown at the cashier’s counter. If you pay using EDC, open the notification sent to your phone.
Check the purchase details and choose your installment option.
Enter your PIN, or create a new PIN.
Your transaction is done and confirmed!
Open the Traveloka app and select PayLater.
On the Usage tab you can view your Current and Upcoming Payments.
Tick the box next to the bill you want to pay.
Check if the Amount to Pay at the bottom of the page is correct. When you’re ready to pay, tap Pay Now.
Select your payment method. Currently, we accept payments via bank transfer and ATM/Virtual Account.
Make your payment exactly as stated in your payment instructions, including the last 3 digits.
PayLater by Caturnusa Sejahtera Finance is a payment facility that allows you to pay for your purchases inside and outside Traveloka within a period of 1 to 12 months.
To be able to use PayLater, you will need to apply for it first. However, before applying, make sure that you:
After your application is approved, you will receive a limit of up to Rp50 million which can be used to purchase all Traveloka products and available merchants both online and offline.
After completing your payment, your paid amount will be returned to your PayLater limit so that you can use it again.
You can purchase the following products using PayLater:
PayLater can also be used for transactions on e-commerce platforms and in-store transactions with QR code.
PayLater functions as an online payment method that is based on installments without a credit card. In simpler terms, PayLater’s slogan is to “Buy First, Pay Later”. To enjoy this feature, every user has to first register and make sure to fulfill all the terms and conditions applied.
After your PayLater application is approved, you receive a credit limit with the value up to Rp50.000.000. The limit can be used to pay for any products inside and outside Traveloka. You can pay for PayLater’s loan in installments.
As a loan provider, Traveloka charges installment fee for users who use PayLater for monthly installments. However, as Traveloka PayLater is an online credit with low installment value, the installment fee is also guaranteed to fit your budget.
PayLater’s interest rate is 2.25%-4.80% per month.
Traveloka provides installment fee cuts with terms and conditions applied.
One of the most obvious benefits of using PayLater from Traveloka is the enablement to buy Traveloka’s products without having to pay on the same day. Simply put, users can buy any Traveloka products in installments without a credit card. Below are some of the perks of using PayLater:
You are only eligible to apply for PayLater if you meet these requirements:
If you have met all the requirements above, it is possible that your application was rejected due to our credit analysis:
Any further inquiries, please contact us by email at firstname.lastname@example.org or contact us here.
Your application verification process will take up to 15 minutes after you submitted your application. (Traveloka Priority Gold & Platinum users are eligible for Quick Verification only up to 10 minutes.)
Refund is available for purchases made using PayLater.
However, the amount of refund will depend on the regulations of the product you purchased. Please also note that you will not receive a full refund since installment fees cannot be refunded.
For more information about refund, please see Refund Procedure.
Below are indications that you are being targeted by a fraudster:
If you encounter any of the above or other suspicious activities at Traveloka, please contact us immediately so we can investigate it.
More about Fraud and "Gestun":