PayLater is Traveloka's online credit lending that enables users to pay for various products in Traveloka with installments. Currently PayLater can be used for all products in Traveloka except for connectivity products.
Buy Traveloka products and manage your payment 1-12 months later.
Applying for PayLater is hassle-free! With only your ID card and a supporting document, you can get a limit of up to Rp50.000.000 within one office hour.
PayLater offers low installment fees, no annual fee and no down payment.
View and manage your transactions easily via Traveloka App and make your payment through the method of your choice.
PayLater by Caturnusa Sejahtera Finance is a payment facility that allows you to pay for your Traveloka purchases in a period of 1 to 12 months.
To be able to use PayLater, you will need to apply for it first. However, before applying, make sure that you:
After your application is approved, you will receive a limit of up to Rp50 million which can be used to purchase all Traveloka products.
After completing your payment, your paid amount will be returned to your PayLater limit so that you can use it again.
You can purchase the following products using PayLater:
PayLater functions as an online payment method that is based on installments without credit card. In simpler term, PayLater’s slogan is to “buy first, pay later”. To enjoy this feature, every user has to first register and make sure to fulfill all the terms and conditions applied.
After your PayLater application is approved, you receive credit limit with the value up to Rp50.000.000. The limit can be used to pay for any products in Traveloka. You can pay for PayLater’s loan in installments.
As a loan provider, Traveloka charges instalment fee for users who use PayLater for monthly instalment. However, as Traveloka PayLater is an online credit with low instalment value, the instalment fee is also guaranteed to fit your budget.
PayLater’s interest rate is 2.14%-4.78% per month.
Traveloka provides instalment fee cut with terms and conditions applied.
One of the most obvious benefits of using PayLater from Traveloka is the enablement to buy Traveloka’s products without having to pay on the same day. Simply put, users can buy any Traveloka products in installments without credit card.
Besides flight ticket, PayLater also enables users to pay for hotel reservations without credit card. Train tickets and recreations & activity tickets can also be purchased with this cashless payment method.
Traveloka PayLater also helps users with limited budget to spend. Compared to other online loans, PayLater provides installment schemes starting from 1 - 12 months. PayLater’s monthly installment fee is quite low and the terms & conditions to register are very simple. Additionally, the credit limit offered by Traveloka PayLater can go up to Rp50.000.000.
You are only eligible to apply for PayLater if you meet these requirements:
If you have met all the requirements above, it is possible that your application was rejected due to our credit analysis:
Any further inquiries, please contact us by email at email@example.com or contact us here.
Please be informed that you may request for a payment reduction to the PayLater team. However, the new amount has to be approved by the team before you can make your payment.
Once you have received the approval, please make your payment to the account number given by the collection agent immediately. When making the transfer, please include your full name and Transaction ID on the Note section.
You can locate your Transaction ID on the bottom left of each transaction.
Refund is available for purchases made using PayLater.
However, the amount of refund will depend on the regulations of the product you purchased. Please also note that you will not receive a full refund since installment fees cannot be refunded.
For more information about refund, please see Refund Procedure.
Below are indications that you are being targeted by a fraudster:
If you encounter any of the above or other suspicious activities at Traveloka, please contact us immediately so we can investigate it.
More about Fraud and "Gestun":
To apply for PayLater, you must be between 21–70 years old, an Indonesian, and have a valid ID Card (KTP).
Open Traveloka App and tap travelokaPay, then select PayLater.
Complete all necessary details by providing your personal, family, and occupation information.
Prepare your ID card (KTP) and you will need to take a selfie for verification purposes.
Verification process will take a maximum of 1 working hour. Please make sure that you and your family contact are reachable during this time.
When approved, activate your account and start using PayLater for your booking!
To make purchases with PayLater, your transaction amount must be at least Rp50.000.
Open Traveloka App and select the product that you want to buy.
On the payment page, select PayLater.
Select your installment plan (installment amount must be at least Rp100.000 per month).
Tap Buy with PayLater, enter the OTP sent via SMS to your phone number, and your transaction is done!
Please pay your PayLater purchases before the due date to avoid late fee. Here’s how:
From Traveloka App homepage, tap PayLater to open your account page.
On Payment tab you can view the list of your Current and/or Upcoming Payments.
Choose the payment that you want to settle by selecting the checkbox next to it.
Check again the Amount to Pay at the bottom of the page, and if you’re ready to pay, tap Pay Now.
Select a payment method. Currently, we accept payment via bank transfer and ATM/Virtual Account.
Make payment amount as precisely stated in your payment instruction, accurate to the last 3 digits.
You can use PayLater on Traveloka App version 2.19 above to purchase a range of travel products below.
Top-up and pay on the go using your UANGKU Balance!Learn More
Add your preferred cards and pay for your booking with just a few taps!Learn More
Enjoy our easy and secure payment using debit card.Learn More
Pay your purchases a month later or in installments!Learn More