Offered to PayLater users at a higher level, it’s the new PayLater Virtual Number. You can use the 16-digits number to make online transactions with your PayLater limit outside Traveloka.
Available for anyone with Indonesian KTP aged 21-70, registration only requires your personal & occupation data.
Similar to a credit card number, you can simply activate your Virtual Number whenever you’re ready to pay at your favorite marketplaces.
The limit comes from 40-50% of your PayLater limit and all transactions are tracked in real-time on your app. You can also take installments when you need it.
Open Traveloka App and tap travelokaPay, then select PayLater.
Complete all necessary details by providing your personal, family, and occupation information.
Prepare your ID card (KTP) and you will need to take a selfie for verification purposes.
Verification process will take a maximum of 1 working hour. Please make sure that you and your family contact are reachable during this time.
When approved, activate your account and start using PayLater for your booking!
Open Traveloka App and select the product that you want to buy.
On the payment page, select PayLater.
Select your installment plan (installment amount must be at least Rp100.000 per month).
Tap Buy with PayLater, enter the OTP sent via SMS to your phone number, and your transaction is done!
From Traveloka App homepage, tap PayLater to open your account page.
On Payment tab you can view the list of your Current and/or Upcoming Payments.
Choose the payment that you want to settle by selecting the checkbox next to it.
Check again the Amount to Pay at the bottom of the page, and if you’re ready to pay, tap Pay Now.
Select a payment method. Currently, we accept payment via bank transfer and ATM/Virtual Account.
Make payment amount as precisely stated in your payment instruction, accurate to the last 3 digits.
Virtual Number is offered to users at a higher level. To get this chance, increase your PayLater score by maintaining good purchase and payment behavior.
Once offered, tap the Request button.
Read through the intro pages to learn about the feature.
Enter the OTP as requested, then tap the final button.
We’ll do a simple assessment and if you’re approved, you can start using your Virtual Number right away!
First you can just shop as usual in your favorite online merchants.
When you’re ready to pay, choose “Credit Card” as your payment method.
Open your PayLater page and activate your Virtual Number. Once activated, your Virtual Number will be valid for 15 minutes.
Go back to the merchant site and copy-paste all your Virtual Number details.
Tap “Done” and your transaction will be confirmed!
If needed, you can convert your purchase into installments max. within 12 hours.
PayLater Card is a credit card from BRI and Traveloka, enabling you to transact in any physical and online shops worldwide, supported by the VISA network.Learn More
PayLater by Caturnusa Sejahtera Finance is a payment facility that allows you to pay for your Traveloka purchases in a period of 1 to 12 months.
To be able to use PayLater, you will need to apply for it first. However, before applying, make sure that you:
After your application is approved, you will receive a limit of up to Rp50 million which can be used to purchase all Traveloka products, excluding specific Bill & Top up products such as: Top-up & Data Packages, Game voucher, Credit Card, Multifinance, and Electronic Money. After completing your payment, your paid amount will be returned to your PayLater limit so that you can use it again.
You can purchase the following products using PayLater:
PayLater functions as an online payment method that is based on installments without a credit card. In simpler terms, PayLater’s slogan is to “Buy First, Pay Later”. To enjoy this feature, every user has to first register and make sure to fulfill all the terms and conditions applied.
After your PayLater application is approved, you receive a credit limit with the value up to Rp50.000.000. The limit can be used to pay for any products in Traveloka. You can pay for PayLater’s loan in installments.
As a loan provider, Traveloka charges instalment fee for users who use PayLater for monthly installments. However, as Traveloka PayLater is an online credit with low instalment value, the instalment fee is also guaranteed to fit your budget.
PayLater’s interest rate is 2.25%-4.80% per month.
Traveloka provides instalment fee cuts with terms and conditions applied.
One of the most obvious benefits of using PayLater from Traveloka is the enablement to buy Traveloka’s products without having to pay on the same day. Simply put, users can buy any Traveloka products in installments without a credit card.
Besides flight tickets, PayLater also enables users to pay for hotel reservations without a credit card. Train tickets and recreations & activity tickets can also be purchased with this cashless payment method.
Traveloka PayLater also helps users with limited budget to spend. Compared to other online loans, PayLater provides installment schemes starting from 1 - 12 months. PayLater’s monthly installment fee is quite low and the terms & conditions to register are very simple. Additionally, the credit limit offered by Traveloka PayLater can go up to Rp50.000.000.
You are only eligible to apply for PayLater if you meet these requirements:
If you have met all the requirements above, it is possible that your application was rejected due to our credit analysis:
Any further inquiries, please contact us by email at firstname.lastname@example.org or contact us here.
Please be informed that you may request for a payment reduction to the PayLater team. However, the new amount has to be approved by the team before you can make your payment.
Once you have received the approval, please make your payment to the account number given by the collection agent immediately. When making the transfer, please include your full name and Transaction ID on the Note section.
You can locate your Transaction ID on the bottom left of each transaction.
Refund is available for purchases made using PayLater.
However, the amount of refund will depend on the regulations of the product you purchased. Please also note that you will not receive a full refund since installment fees cannot be refunded.
For more information about refund, please see Refund Procedure.
Below are indications that you are being targeted by a fraudster:
If you encounter any of the above or other suspicious activities at Traveloka, please contact us immediately so we can investigate it.
More about Fraud and "Gestun":