Danger of PayLater Limit Withdrawal via Gestun!

Gestun, or cash withdrawal, is a quick way to get money by owing it to the merchant owner. However, this practice is prohibited and risky. Gestun turns PayLater into a borrowing tool rather than a payment tool.

Risks of Gestun:

1. Illegal Action: Prohibited by OJK (Financial Services Authority) and could lead to legal sanctions.

2. Money Laundering & Data Theft Risks: Involvement in merchant owner fraud.

3. Financial Loss: Bills inflate and the risk of bad credit.

4. Impact on Credit Score: Could damage credit scores and hinder access to loans in the future.

Use secure payment methods. Traveloka PayLater is a safe alternative that provides convenience in payment with various beneficial promos.

5 Dangerous APK Scam Tactics!

1. Online Wedding Invitations: Don't be tempted to open suspicious wedding invitations with .apk files.

2. Package Tracking Numbers: Be careful with fake package tracking numbers that ask you to download .apk files.

3. BPJS Bills: Don't fall for fake bill payments through .apk files sent in chats.

4. PLN Bills: Watch out for fake PLN bill scams with .apk files for payments.

5. Online Traffic Tickets: Avoid downloading fake .apk files claiming to be traffic tickets from the police.

If you accidentally click on an .apk file, turn off the internet connection, uninstall mobile banking and e-wallet apps, change your PIN and passwords, and perform a factory reset on your phone to prevent data leaks.

5 Ways to Deal with Online Invitation Scams in Group Chats

1. Recognize Fake Invitations: Watch out for suspicious links and vague information. Always be skeptical before clicking or accepting invitations from unknown sources.

2. Check the Sender: Make sure you recognize the sender of the invitation before responding. If the sender is unknown or suspicious, it's better not to respond.

3. Use WhatsApp Security Features: Enable two-step verification to add an extra layer of security. Also, set privacy settings so that only contacts can add you to WhatsApp groups.

4. Don't Share Personal Information: Avoid sharing personal information in WhatsApp groups. Be cautious of suspicious links or requests, and verify their authenticity before responding.

5. Report and Block: If you suspect your account has been compromised, immediately change your password and report the incident to the relevant service provider. Additionally, enable additional security settings like two-step verification.

Online scams can be avoided with vigilance and sufficient knowledge. Always check each group invitation or message carefully before responding.

Checking Email Authenticity and Avoiding Scams.

1. Verify Sender's Address: Make sure the sender's email address matches the claimed organization.

2. Watch Grammar and Spelling: Be alert to suspicious grammar or spelling errors.

3. Be Cautious of Suspicious Links: Don't click on suspicious links; check the URL carefully.

4. Check Contact Information: Ensure the email includes complete and accurate contact information.

5. Beware of Unusual Requests: Avoid giving sensitive information or responding to unusual requests.

By paying attention to these signs, you can protect yourself from increasingly sophisticated email scams.