These three things can reduce your limit:

• Late payments
• Excessive credit usage in a single billing monthandnbsp;
• Booking a trip on the day of travel.

To maintain your limit and get a better chance of gaining a higher limit, do these instead:

• Set a reminder to ensure a timely payment.
• Opt for longer installments to split your monthly expenses.
• Book your trip well in advance.andnbsp;