Protect Your Health with Health Insurance

The following is the risks that are not covered:

1. Attempted suicide or self-injury
2. All types of treatment, examination, treatment or dental surgery except those caused by the Accident
3. Reproductive health including Infertility or sterilization; or childbirth, pregnancy and related complication
4. Acquired Immune Deficiency Syndrome (AIDS), Human Immunodeficiency Virus (HIV) infection, Sexually transmitted diseases or sexual deviations
5. Mental and/or psychiatric disorders
6. Involvement of the Insured in illegal, neglectful acts and / or in acts against / breaking the law
7. War (whether declared or not), invasion by another country, hostile or warlike operations (whether declared or not), rebellion, uproar or riot, coup, resistance, revolution, military or armed force, or participation in military action / activities
8. Illness or Bodily Injury due to nuclear reactions, radiation and contamination

The following is the risks that are not covered:

1. Pre-existing conditions
2. Critical illness/treatment diagnosis that happened during waiting period
3. There is no medical indication that requires hospitalization
4. The insured lives outside the territory of Indonesia for more than 6 months
5. Cosmetic and plastic surgery
6. Psychotic (psychiatric disorders), mental or nervous disorders and behavioral disorders
7. Use of drugs, narcotics, and/or other prohibited substances, alcoholic drinks and/or other alcoholic drinks, nicotine poisoning including for rehabilitation purposes
8. Participate in sports or high-risk activities
9. Vaccination, immunization or medical check-up
10. All things related to pregnancy, childbirth, miscarriage, infertility and sterilization/contraception
11. Congenital abnormalities as well as developmental abnormalities both known and unknown
12. Disease or Injury caused directly or indirectly by war, strikes, riots, riots, rebellion, civil war, coup
13. Suicide or attempted suicide both conscious and unconscious, and the death penalty by the court
14. Treatment related to sexually transmitted diseases, contracting immune-reducing viruses and/or other related diseases (HIV/AIDS)
15. Treatment related to teeth and gums, eye refraction except those caused by an accident
16. All treatments related to refractive abnormalities in the eye or hearing aids, unless caused by an accident
17. Experimental, traditional and/or alternative treatments and treatments that are outside Western medical science
18. All treatments related to organ donation except the Insured as an organ recipient
19. Insured as an airplane passenger organized by a non-commercial airline, or by a commercial passenger airline company but not currently undergoing flight paths for regular and regular scheduled public transportation and helicopters

Complete exclusions can be seen on the Product Information Summary

Now applying insurance can be done on a smartphone. No need to come and meet the insurance marketing, by only completing the form and you already have insurance protection.

1. Open the Traveloka application and select Health Insurance,
2. Fill in the date of birth,
3. Choose insurance plan (according to need),
4. Complete the information needed including health questionnaire,
5. Make a payment,
6. Wait for approval, and
7. Officially has a certificate or insurance policy.

Daily Cash Benefit is a benefit in the form of giving daily cash compensation to the Insured when the Insured is hospitalized (due to an accident or illness). The amount of daily cash benefit is in accordance with the insurance plan you have.

For cashless claim method, you only need to show the insurance medical card at the partner hospital during the inpatient registration process. The amount of coverage for the claim is in accordance with the insurance plan you have.

100% of the sum assured is paid upon diagnosis of Cancer as defined below.

Cancer definition: A definite diagnosis by an oncologist, with histological confirmation, of a malignant cancer, or carcinoma in situ of specific sites.

This product covers the carcinoma in situ of the following sites: Breast, uterus, fallopian tube, vulva, vagina, cervix uteri, colon, rectum, penis, testis, lung, liver, stomach, nasopharynx, or urinary bladder.

For carcinoma in situ of cervix uteri, it includes Cervical intraepithelial neoplasia (CIN) Grade III

The types of cancer that are excluded from coverage are as follows:

1. Non-melanoma skin cancer unless there is evidence of metastasis.
2. Chronic lymphocytic leukemia is classified as RAI stage 0 or Binet Stage A.
3. Cancers recognized before or within 90 days of the Policy Effective Date. Cancer Awareness means that the Insured has a medical history with symptoms, irregular Cancer disorders that are reported in medical records, or the Insured is examined, investigated, diagnosed, treated by a specialist in the relevant field.