Protect Your Health with Health Insurance
Protecting your health has never been this easy. Now with just a few taps, you can get insured at an affordable price and without worries.
Now available on Traveloka App
We understand that your health is precious, hence we offer health insurance with extensive coverage and various benefits to protect you and your loved ones.
Simplify the claim process by using cashless method with Bebas Handal by FWD. Get your hospitalization fully covered* up to Rp 100.000.000 per year!
or get Daily Hospital Benefit* with Hospital Cash Plan up to Rp300.000/day and Rp128.000.000/year with double claim facility from Astra Life.
or have protection for you and your family against cancer risk with FWD Cancer Protection with a total sum insured up toRp 150.000.000
*See below table for detailed benefits of each product.
A | B | C | D | |
---|---|---|---|---|
Annual Limit | 50,000,000 | 50,000,000 | 100,000,000 | 100,000,000 |
Room & Board Benefit Max of 150 calendar days per Policy year (max per day) | 250,000 | 350,000 | 250,000 | 350,000 |
In Hospital Physician's Visit Benefit Max 1x visit per day per Doctor | Full Covered | |||
Drugs (medicine) Benefit Per Policy Year | Full Covered | |||
Diagnostic Lab Benefit Per Policy Year | Full Covered | |||
Pre Hospitalization Benefit Max of 30 calendar days before hospitalization per Policy Year | Full Covered | |||
Post Hospitalization Benefit Max of 30 calendar days after hospitalization per Policy Year | Full Covered | |||
Surgery Benefit | Full Covered | |||
Hospitalization Care Benefit Max of 30 calendar days per Policy Year | Applied if the Insured undergoes hospitalization by using the benefits provided by the Health Security Society (BPJS Kesehatan) during the insurance period and does not submit the Reimbursement of the Medical Cost to the Insurer, the Insurer will pay the Daily Cash Benefit of 50% (fifty percent) of the Room & Board benefit in accordance to Benefit Plan chosen. | |||
Emergency Medical Assistant Services | Full Covered | |||
Coverage Details | Basic | Surgery | Critical Illness | Comprehensive |
---|---|---|---|---|
Daily Cash Benefit | Can be chosen from Rp 100,000 - Rp 300,000 (in multiple of Rp 100,000) | |||
Inpatient Benefit 100% Daily Cash Benefit (Max 40 days/policy year) | ✓ | ✓ | ✓ | ✓ |
Daily ICU Benefit 200% Daily Cash Benefit (Max 15 days/policy year) | ✓ | ✓ | ||
Surgical Benefit Up to 15 times Daily Cash Benefit (Max IDR 15,000,000/policy year) | ✓ | ✓ | ||
Critical Illness Benefit Up to 50 times Daily Cash Benefit (Max 1 times/policy year) | ✓ | ✓ | ||
Post-Hospitalization Max 100% Daily Cash Benefit (Max 2 times/policy year) | ✓ | ✓ | ||
Term-Life IDR 10,000,000 | ✓ | ✓ | ✓ | ✓ |
Basic Protection | Standard Protection | Optimal Protection | |
---|---|---|---|
Cancer Benefit | Rp 50,000,000 | Rp 100,000,000 | Rp 150,000,000 |
You can be insured with BEBAS HANDAL - FWD if you are between the ages of 30 days and 55 years old
You can be insured with Hospital Cash Plan - Astra Life if you are between the ages of 18 years old and 59 years old
You can be insured with FWD Cancer Protection Insurance if you are between the ages of 18 years old and 64 years old
PT FWD Insurance Indonesia
Pacific Century Place, Lantai 20 SCBD Lot 10
Jl. Jendral Sudirman Kav. 52-53
Jakarta Selatan 12190
Call Center (+62) 1 500 391
Email customercare.id@fwd.com
PT Asuransi Jiwa Astra
Pondok Indah Office Tower 3, Lt. 1
Jl. Sultan Iskandar Muda, Kav. V-TA
Pondok Indah, Jakarta Selatan 12310
Call Center 1-500-AVA (282)
Email hello@astralife.co.id
Fill your birth date and gender
Select insurance plan
Fill information needed including health questionnaire
Submit payment process
You are protected
The following is the risks that are not covered:
The following is the risks that are not covered:
Complete exclusions can be seen on the Product Information Summary
Now applying insurance can be done on a smartphone. No need to come and meet the insurance marketing, by only completing the form and you already have insurance protection.
Daily Cash Benefit is a benefit in the form of giving daily cash compensation to the Insured when the Insured is hospitalized (due to an accident or illness). The amount of daily cash benefit is in accordance with the insurance plan you have.
For cashless claim method, you only need to show the insurance medical card at the partner hospital during the inpatient registration process. The amount of coverage for the claim is in accordance with the insurance plan you have.
100% of the sum assured is paid upon diagnosis of Cancer as defined below.
Cancer definition: A definite diagnosis by an oncologist, with histological confirmation, of a malignant cancer, or carcinoma in situ of specific sites.
This product covers the carcinoma in situ of the following sites: Breast, uterus, fallopian tube, vulva, vagina, cervix uteri, colon, rectum, penis, testis, lung, liver, stomach, nasopharynx, or urinary bladder.
For carcinoma in situ of cervix uteri, it includes Cervical intraepithelial neoplasia (CIN) Grade III
The types of cancer that are excluded from coverage are as follows: